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Since 1980, workers’ real wages decreased, labor rights dismantled, the safety-net shredded, all while wealth and income inequality dramatically increased. Our communities must wield our collective economic and political power to remedy these inequities.

33%

of Americans don't have an extra $400 in their account if an emergency came up.

38 Million

Americans are living in poverty. More than 11 million are children.

$2,300

What the average unbanked family with an annual income of around $25,000 spends on financial transactions.

24.6 Million

American households either unbanked or underbanked.

$17.03 Trillion

Total household debt.

Our Solutions

Our Impact

3,630

New Focus Cards

issued in 2023

$26.3+ Million

Total deposits

to the Focus Card in 2023

$308k

Total deposits

to savings in 2023

Our Latest Blog Posts

Some of Our Partners

What People Are Saying

Co-Director, SparkPoint Contra Costa
Gerardo Mendoza

Over the past few years, SparkPoint Contra Costa (SPCC) and Community Financial Resources (CFR) have collaborated to support students' financial sustainability through SparkPoint programs at community colleges. These programs offer students the opportunity to establish a strong foundation for increasing their income and provide incentives for achieving financial milestones.

Economic Justice Associate, RYSE Center
Cory Aguilar

CFR has and continues to provide our youth with quality financial tools and products that uplift work that we do here at RYSE. These financial supports have greatly increased the opportunities our young people are able to provide themselves, their families, and community.

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About us

Community Financial Resources is a solution-provider. We see a world where everyone has the tools needed to have financial stability, protect their assets, and establish a foundation to build wealth. We promote economic justice and fairness by providing financial inclusion solutions based on the latest research, backed by our financial industry partners, and delivered by organizations representing the communities we serve.