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Since 1980, workers’ real wages decreased, labor rights dismantled, the safety-net shredded, all while wealth and income inequality dramatically increased. Our communities must wield our collective economic and political power to remedy these inequities.
33%
of Americans don't have an extra $400 in their account if an emergency came up.
38 Million
Americans are living in poverty. More than 11 million are children.
$2,300
What the average unbanked family with an annual income of around $25,000 spends on financial transactions.
24.6 Million
American households either unbanked or underbanked.
$17.03 Trillion
Total household debt.
Our Solutions
Our Impact
3,630
New Focus Cards
issued in 2023
$26.3+ Million
Total deposits
to the Focus Card in 2023
$308k
Total deposits
to savings in 2023
Our Latest Blog Posts
Stay The Course
Community Financial Resources had the opportunity to join 140 philanthropic and social sector leaders at Asset Funders Network’s California Philanthropy: A Roadmap for Repair con
Household Debt Is at a Crisis Point—Here’s How We Can Help
The numbers are in, and they are staggering. According to the latest report from the Federal Reserve Bank of New York, total household debt has surged to $18.04 trillion, with [&he
Advancing Economic Justice Beyond the Ballot Box: A Message from CFR
Dear CFR community, Voting is one of the most powerful actions we can take individually to advance democracy, but when we engage collectively, our impact deepens and extends beyond
What People Are Saying

Program Manager Resident Services, MidPen Housing
Tarlon Badiee
CFR's structure allowed our on-site Services Coordinators the ability to enroll Residents directly, provide clear informational packets, and we were able to deposit (with CFR's support) Resident earnings securely into their Focus Card accounts. Everything our residents earn goes directly into their hands and allows them the opportunity to utilize their earnings any way best for them and their families.

CFR Partner
For one of our youth Focus Card holders, this was the first time anyone in her family had entered into the banking system. She began to share what she learned from us and our financial literacy programs with her family, which put them on a path to new tools and relationships with banking.