




STATISTICS
CREDITS
SUPPORT





Since 1980, workers’ real wages decreased, labor rights dismantled, the safety-net shredded, all while wealth and income inequality dramatically increased. Our communities must wield our collective economic and political power to remedy these inequities.
33%
of Americans don't have an extra $400 in their account if an emergency came up.
38 Million
Americans are living in poverty. More than 11 million are children.
$2,300
What the average unbanked family with an annual income of around $25,000 spends on financial transactions.
24.6 Million
American households either unbanked or underbanked.
$17.03 Trillion
Total household debt.
Our Solutions
Our Impact
3,630
New Focus Cards
issued in 2023
$26.3+ Million
Total deposits
to the Focus Card in 2023
$308k
Total deposits
to savings in 2023
Our Latest Blog Posts
Advancing Economic Justice Beyond the Ballot Box: A Message from CFR
Dear CFR community, Voting is one of the most powerful actions we can take individually to advance democracy, but when we engage collectively, our impact deepens and extends beyond
The Opportunity and Risks of Open Banking: A Financial Inclusion Perspective
Open banking has been heralded as a game changer for the financial industry, creating new opportunities for innovation, competition, and personalized financial services. With the p
Partner Spotlight: NCJW|LA
CFR Partner Spotlight proudly highlights NCJW|LA (National Council of Jewish Women | Los Angeles) for their impactful collaboration in empowering women through financial wellness i
What People Are Saying

CFR Partner
For one of our youth Focus Card holders, this was the first time anyone in her family had entered into the banking system. She began to share what she learned from us and our financial literacy programs with her family, which put them on a path to new tools and relationships with banking.

participant at Neighborhood Industries
Michael Vargas
The focus card is a whole different card. Easy to access and gives you more feedback than other cards. Let's you know how you spent your money and also gives you a location where you spend your money. Easier than ever, if your card gets lost or stolen it will show you where it was spent at, so better access to find your card. Great card no complaints.