Our Approach
By taking this approach, we help people develop their financial survival skills and use civic engagement as an asset-building strategy. We are also changing the marketplace by demonstrating that fair, safe, and effective financial products and services are a sustainable best practice.
Poverty is not a character flaw, rather a policy choice.
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*Behavioral economics combines the disciplines of psychology, sociology, and economics to understand how financial choices are made and how financial decisions can be improved to produce better results.
Our Impact
Ty Bender
Community Financial Resources has been one of the most beneficial financial moves that I have made in my life. I enrolled in the Focus Card to receive my financial aid disbursements via direct deposit avoiding the high fees attached to cashing checks, and I use the savings account reducing the emotional burden knowing that my money is safe and secure. I am so grateful for Community Financial Resources!
65,000
Prepaid Cards issued
$7 million
Banking and cashing fees avoided
$26.3M
Total deposits to the Focus Card in 2023
$308,214
Total deposits to savings in 2023
668 & 73 Points
People with no prior credit score established a score of 668. People improving their credit increased their score by 73 points.
2 million
Lives impacted
38%
Decrease in personal financial stress.
Vince Garrett
Using the Focus Card (and app) has been simple, user friendly, and very convenient. I was ablate set-up direct deposit for my pay, pay most of my bills online and make purchases with it. I love the Card… it’s my go to for everything!
