2023 Holiday Wish List

  • More lenders who provide safe and affordable loans that improve the credit and/or debt position of low-wealth individuals.
  • Lower-cost basic banking and savings accounts tailored for those who are unbanked and underbanked.
  • Less barriers for ITIN individuals–those who cannot obtain a US Social Security number–in financial products and services.
  • Leaders of direct cash transfer programs adopt a thoughtful approach to providing recipients with a low-cost account to store, spend, and save their money, and build wealth over time.
  • Financial education programs embrace a behavior-based approach for low-wealth individuals, connecting learning and doing with appropriate financial accounts and products.
  • Providers of financial services adopt a higher standard for products and services offered to low-wealth individuals to improve financial wellness.

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About us

Community Financial Resources is a solution-provider. We see a world where everyone has the tools needed to have financial stability, protect their assets, and establish a foundation to build wealth. We promote economic justice and fairness by providing financial inclusion solutions based on the latest research, backed by our financial industry partners, and delivered by organizations representing the communities we serve.