Buy Now Pay Later: Convenience or Debt Trap?
The growth of point-of-sale installment payment options, often known as buy now pay later (BNPL), have offered consumers an alternative to credit cards, providing them flexibility
Higher Standards
As a capitalist society we have a seemingly endless array of products to choose from, such as clothes, food, and many other consumer products. With so many choices and providers [&
The Personal Debt Conundrum
It was sobering to see the Federal Reserve Bank of New York’s Q1 2023 report on household debt, where total US household debt surpassed $17 trillion at the end of […]
Navigating the Promise and Pitfalls of Debt Consolidation? Read this Prosperity Now brief!
Debt and past-due bills negatively impact the financial lives of many low- and moderate-income Black/African Americans. Yet many community members feel hesitancy around debt consol
