Back to the Future
Some are old enough to remember when the internet and financial services came together in the mid-1990’s, enabling brokerage customers to trade securities online. Clunky dial-up
CRA’s Merry-Go-Round
A contentious issue on the forefront of lending today is the revision to Community Reinvestment Act (CRA) rules, defining the responsibility of banks to provide credit to local com
Announcing the 2023 Impact Report
We’re excited to share the release of our 2023 impact report! In the report you’ll find: A letter from CFR’s Executive Director A snapshot of CFR’s products and programs in
Buy Now Pay Later: Convenience or Debt Trap?
The growth of point-of-sale installment payment options, often known as buy now pay later (BNPL), have offered consumers an alternative to credit cards, providing them flexibility
2023 Holiday Wish List
More lenders who provide safe and affordable loans that improve the credit and/or debt position of low-wealth individuals. Lower-cost basic banking and savings accounts tailored fo
Managing Financial Expectations for the Holiday Season
Tis’ is the holiday season of gratitude and cheer! Alongside this holiday season, comes the giving of gifts to show our gratitude for those we love… And that can be [&helli
Higher Standards
As a capitalist society we have a seemingly endless array of products to choose from, such as clothes, food, and many other consumer products. With so many choices and providers [&
VITACon 2023
A Recap of VITACon ‘23 from CFR Partnership Program Manager, Christian Govea It was an absolute pleasure to attend VITACon this year. As a first time attendee and recent particip
What Many Get Wrong with Financial Education
“I hear and I forget. I see and I remember. I do and I understand.”– Confucius No one would argue with the notion of hands-on experience solidifying knowledge obtained fr
A Better Approach for Unbanked Employees
More than 75% of Americans say that increasing financial stress is impacting their productivity at work. Financial insecurity has hit all-time highs in many segments of the workfor
